~6,000 ATMs nationwide accept Visa/Mastercard. ATM fees 125-240 CZK per transaction; avoid airport/hotel ATMs (worse rates). Withdraw up to 10,000 CZK per transaction.

Online shopping widely supported; major payment platforms (PayPal, Apple Pay, Google Pay) accepted. Standard merchant infrastructure.

Contactless widely accepted in Prague and major cities, especially shops/restaurants. 500 CZK limit before PIN required. Less common in smaller towns.

Visa/Mastercard widely accepted at shops and restaurants; smaller independent retailers may prefer cash but card payments are standard in Prague and tourist areas.